My Personal Wealth Planner
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Organise your financial information, goals and priorities in one place, with clear next steps.
Personal CFO Matrix
Manage your money like a CFO. Build wealth with intention.
A good salary solves many problems, but it does not organise itself. The Personal CFO Matrix gives you a structured way to look at your income, obligations, protection and goals together, so your money starts working to a plan instead of to habit.
- Format
- To be announced
- Duration
- To be announced
- Investment
- To be announced
Designed for
- Salaried professionals earning ₹15 lakh or more per year.
- Software professionals, managers and CXOs whose income has grown faster than their system for managing it.
- Couples who want a shared, organised view of the household finances.
- Anyone who has investments scattered across apps and is unsure whether they add up to anything.
What the programme covers
- Salary allocation: deciding where each rupee goes before the month starts.
- Cash flow visibility across accounts, cards and recurring payments.
- Financial discipline that survives bonuses, appraisals and lifestyle upgrades.
- Emergency reserves sized to your actual expenses and risks.
- Goal-based money management for education, home, retirement and more.
- Insurance needs: what protection you may need and why.
- Investment education: how common products work, their risks and costs.
- Tax awareness: understanding how tax affects your decisions.
- Long-term wealth-building habits and regular reviews.
Earning well is not the same as being organised
A good salary
- Money arrives every month
- Spending rises with income
- Investments chosen one at a time
- Goals stay vague
A well-organised financial life
- Every rupee has a job before it is spent
- Lifestyle grows on purpose, not by drift
- Each investment links to a goal
- Progress is reviewed and visible
The programme structure
Step 1: Financial reality check
Map income, expenses, assets, liabilities and protection to see where you actually stand.
Step 2: Allocation design
Create a salary allocation that covers essentials, obligations, reserves, goals and guilt-free spending.
Step 3: Protection and reserves
Understand emergency funds and insurance needs before taking on more investment risk.
Step 4: Goals and investing basics
Translate goals into timelines and learn how to think about risk, liquidity, costs and tax.
Step 5: Review rhythm
Set up a simple monthly and annual review so the system keeps running.
What you will leave with
- A written allocation plan for your monthly income.
- A single view of your financial position.
- A clear list of goals with timelines and priorities.
- Better questions to ask about insurance and investments.
- A review habit that keeps your finances organised year after year.
Outcomes depend on your circumstances and how you apply what you learn. No financial result is guaranteed.
Modules
Module list to be added
The detailed module plan will be published here. Ask for it when you enquire.
A personal finance course for high-income professionals
The Personal CFO Matrix is a personal finance course for salaried professionals, software engineers, managers and CXOs earning ₹15 lakh or more a year. It treats your household like a well-run company, with you as its Chief Financial Officer.
The programme covers salary management and budgeting, cash flow tracking, emergency fund planning, term and health insurance needs, goal-based investing education, tax awareness under the old and new tax regimes, and the long-term habits behind wealth creation for salaried employees.
If you have a good income but scattered investments, unclear goals and a nagging feeling that you should be further ahead, this wealth-building programme gives you one organised system for money management.
Questions
Is this personalised investment advice?
No. The Personal CFO Matrix is an education programme. It helps you understand and organise your finances. Any product decisions are yours, and regulated advice should come from an appropriately registered professional.
I already invest. Is this still useful?
Often more so. Many people invest without a link between products and goals. The programme helps you check whether what you hold fits what you are trying to achieve.
Can my spouse join?
Couples are encouraged to attend together. Ask about this when you enquire.
Discover the Personal CFO Matrix
Share a few details and you will hear back about the next batch, format and how to join.
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